Investment strategies to consider in 2026

Entering a new year often results in many investors evaluating their current portfolios and starting to consider new opportunities that they want to explore. The current property market in the UK offers an incredibly attractive landscape, and the demand in prime locations is continuing to surge.

The Bank of England's base rate has reached its lowest level in three years, increasing buyer appetite up and down the nation, resulting in property prices growing as the demand pushes value up.

Why should I invest in UK property this year?

The UK property market has historically offered a steady, consistent level of growth, with prices rising year-on-year. Investors locking in at current market prices mean they can secure an attractive entry price for the investments, and reap the benefits of the capital growth ahead of them.

What makes the market so attractive?

With a multitude of factors combining to make the market as strong as it is, we've highlighted some of them below;

• Base rate drop
  The base rate drop should result in mortgage repayments reducing, making property investment more accessible for more investors.
  
• Mortgage accessibility
  With domestic and international options available, investors across the globe are able to secure properties via mortgages.
  
• Exchange rate benefits
  There is a range of favourable exchange rate options that global investors can take advantage of.
  
• Established market
  The UK property market has a long, strong history with a cyclical evolution, where values consistently grow, with UK properties having increased on average by over 2000% in the last 50 years.

Completed property vs off-plan investing

There are advantages and disadvantages to any avenue of investing, as it simply depends on the motivations and interests of individual investors. Whether you're more interested in the stability of a completed property or are attracted to the potential of off-plan investing for the growth that you're able to benefit from, there are various paths that investors can take.

If you're looking for your next step to develop your portfolio, we're here to help. Reach out to our expert team today for more information.